EMI Lock & EMI Security — FAQs

Yes. Kirvish is an authorised dealer of Reptile EMI Security products, based at 11 Block, Subhash Nagar, New Delhi 110027. We supply, activate and support Reptile EMI Safe, EMI Locker, Quick Locker, Finance Locker, Reptile i-Lock, OEM and White Label solutions.

EMI lock software links a phone sold on instalments to the seller's dashboard. If the customer misses an EMI, the seller can remotely restrict or lock the device, and it unlocks automatically once the payment is made.

Android phones (Android 7 and above) through device-policy protection, and Apple iPhones through Reptile i-Lock.

Device activation takes under 60 seconds per phone. Call Kirvish on +91 98688 85866 and we will arrange a demo and get your store onboarded, including staff training.

Pricing is customised to your monthly EMI sales volume. Call or WhatsApp us for a quote tailored to your store or network.

Reptile EMI Security is live across 28 Indian states. Contact Kirvish from anywhere in India and we'll help you get set up.

Android phones are protected through device-policy integration (Android 7 and above). Apple iPhones are covered separately by Reptile i-Lock, which works through Apple's enterprise device-management framework.

Under 60 seconds. Your staff scans a QR code or installs the app, and the device is protected before the customer leaves the counter.

Not while they pay on time. Paying customers use their phone normally — restrictions only apply if an EMI is missed.

You choose a soft-lock, a progressive (staged) lock or a full lock with one tap from the dashboard. As soon as the EMI is paid, the device unlocks automatically.

Cash, UPI and wallet payments are all supported. Once the payment is recorded against the EMI, the device can be unlocked immediately.

Yes. The Android recovery agent app gives field staff route planning, device location data and proof-of-visit capture.

Pricing is customised to your monthly EMI sales volume (brackets range from under ₹5 lakh to over ₹50 lakh a month). Call or WhatsApp Kirvish on +91 98688 85866 for a quote.

Yes. Onboarding and staff training are included, so your counter team can activate devices confidently from day one.

Reptile uses end-to-end encrypted control channels, role-based access, audit logs and describes its data practices as RBI-aligned. Always take the customer's written consent for device security in your EMI agreement.

A purpose-built EMI security platform exclusively for Apple iPhones, offering monitoring, management and device controls through a dealer dashboard.

It supports current and recent iPhone models through Apple's enterprise device-management framework. Share your model list with Kirvish and we'll confirm compatibility.

Apple retailers, premium mobile stores, finance companies, NBFCs, mobile distributors and enterprise partners.

Yes. It is designed for financiers underwriting iPhone EMI plans, with device-level visibility on risk across the financed portfolio.

Under 60 seconds through the secure activation flow.

Yes. SIM changes are reported to your dashboard as an early signal of payment risk.

Yes — last-known location is available to support recovery workflows.

It is engineered exclusively for iPhones around Apple's framework rather than adapted from an Android solution.

Yes. Free onboarding and staff training are included, with dedicated business support after activation.

Call or WhatsApp Kirvish on +91 98688 85866, or send a demo request from our contact page.

You launch a complete EMI security platform under your own brand, logo and domain, while Reptile runs the engineering and infrastructure behind the scenes.

Typically 2–4 weeks from onboarding.

No. Android and Apple security engineering, hosting and updates are included.

Android 7+ via device-policy protection and iPhones via enterprise MDM.

You own the customer relationship and the brand. Discuss commercial terms with Kirvish on +91 98688 85866.

Yes — hands-on training for your team and dealer network, plus ongoing support.